Apart from your roofer’s qualifications, you should be thorough in checking their insurance coverage too. This is crucial to protecting yourself as a customer, whether you’re hiring a contractor to do a small, one-off job or you’re keen on partnering with them for long-term business.
Roofmasters Roofing and Sheet Metal Company, a trusted provider of roof and gutter replacement services, discusses three things that you should look for in a contractor’s insurance coverage.
Limitations of Coverage
The limits and minimums of coverage must be clearly stated in the contractor’s insurance policy. This way, you’ll know how much coverage you can expect under specific circumstances. If there is anything you don’t understand or needs clarification, have the contractor walk you through their insurance coverage.
A business liability insurance is mainly for the protection of roofing contractors. In the event of property damage or work-related injuries, it will cover the relevant costs that the roofing business has to shoulder otherwise. This is typically a standard requirement for roofers who offer new roof construction, re-roofing, or both.
Property protection may come with clauses that specifically cover either roof repair or initial roof construction only. Make sure the coverage of the roofer’s property protection matches the type of job you need them to carry out. This will give you an assurance that your property will be eligible for coverage in case something goes wrong. Other roofing companies, however, have an open roof coverage. This means your property, as a whole, will be covered during the contracted job.
Roofmasters Roofing and Sheet Metal Company uses only top-quality gutters and roofing products. And with our qualified and experienced team, you can have peace of mind that your job will be done to a high standard. Call us at (785) 727-7575 or fill out our contact form to request a free quote. We offer our services to customers in Colby and Hays, KS.